Hello again! I hear this question A LOT, so I thought I would explain it here.
If you have employer insurance or union coverage:
Medicare beneficiaries that are covered by you or your spouse's current employment and the employer has more than 20 employees - Typically, I would suggest delaying Part B unless premiums and coverage are drastically better.
If you have TRICARE:
You generally must sign up for Part A and Part B when you're first eligible to keep your TRICARE coverage.
If you have Medicaid:
You must enroll in Part B during your initial enrollment period.
If you have Marketplace coverage:
Generally, you should sign up for Part B when first eligible to avoid a delay or late enrollment penalty.
As you are reading, these situations are vague and not very detailed because each client is unique. I don't believe in a "one-size-fits-all" approach to offering Medicare plans. I will provide individual solutions for each client and serve as your advocate should you need anything.
New to Medicare or already enrolled - I'm here to help. Get in touch and find out why so many clients have turned to WC Insurance Solutions for help and assurance since we first started operating in 2020!
Each client is unique and special and deserves personalized support and quality service.
Very valuable information and the value of having you be an advocate for your clients is priceless! Thanks for the service you provide!!